Serving Tewksbury, Boston, and beyond

You didn't start a
business to do
bookkeeping.
We did.

Clean books, clear numbers, and the financial confidence to run your business — without spending your time in a spreadsheet.

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Certified & Credentialed
QBO Certified & ProAdvisor · Xero Certified
20+ Years in Finance Operations
SaaS · Distribution · Small Business
Professionally Insured
Errors & Omissions (E&O) & Cyber Insurance · Your peace of mind
About

Experienced. Certified.
In Your Corner.

I'm Michelle Ouellette, founder of MO Bookkeeping Services, LLC. With over 20 years in finance operations across SaaS, distribution, and mission-driven small businesses, I've seen firsthand how clean books and reliable reporting change the way business owners make decisions.

I launched MO Bookkeeping to bring the same level of financial rigor I applied in corporate environments to small and growing businesses — without the overhead of a full-time hire.

I'm tech-savvy and genuinely excited about where this industry is headed — including using AI as a tool that makes bookkeeping faster and more accurate, never as a replacement for the judgment and specialized knowledge you're paying for. I embrace change and love solving the financial puzzles that come with running a business.

We're based in Tewksbury, MA and work with clients locally and remotely. I don't just want to keep your books — I want to be a true partner in your success. Whether you need a monthly bookkeeping partner or help getting your accounts untangled, I'd love to connect.

Michelle Ouellette, founder of MO Bookkeeping Services
Certifications
QuickBooks Online Certified — Level 1 & 2
QuickBooks Online ProAdvisor
Xero Certified Advisor — Level 2
Tools & Platforms
QuickBooks Online · Xero · Odoo · NetSuite
SAP Concur · Brex · Expensify
Excel · Google Sheets · AP Automation
Industries Served
SaaS & Technology
Distribution & Wholesale
Mission-Driven Small Business
What We Do

Services Built for Small Business

From keeping your books current to managing payroll and AR/AP — we handle the financial back-office so you can focus on growth.

Monthly Bookkeeping
Transaction categorization, bank reconciliation, and clean books delivered every month. The foundation of every package.
Financial Reporting
Monthly P&L, balance sheet, and cash flow statement — plus trend analysis — so you always know where you stand.
Accounts Payable
Bill entry, approval workflow support, vendor payment scheduling, and bill payment execution so nothing falls through the cracks.
Accounts Receivable
Invoice creation, tracking, cash application, and collections follow-up to keep your cash flow healthy and receivables current.
Payroll Support
Payroll journal entries, reconciliation, and end-to-end coordination with your payroll provider.
Month-End Close
A structured close process with accruals, prepaid amortization, and full account reconciliations — audit-ready every month.
Monthly Bookkeeping Packages

Three tiers. One standard for what "done" means.

Every package includes a full month-end close and your core financial statements — not just transaction entry and reconciliation. Clean books mean closed books, and we believe that shouldn't be an upsell. Choose the tier that matches your transaction volume or your business complexity, whichever is higher.

Each tier builds on the one before it — Standard includes everything in Essential, and Advanced includes everything in Standard, plus the added scope shown below.

Tier 1 of 3
Essential
Single entity, straightforward operations, cash-basis bookkeeping.
$450 / month
Reconciliation
  • Up to 75 transactions/mo
  • Bank & credit card reconciliation
  • Transaction categorization & coding
Month-end close
  • All transactions reviewed for completeness
  • Accounts reconciled to statements
  • Payroll journal entries booked & liability accounts reconciled
  • Period locked & signed off
Reporting
  • Monthly Profit & Loss statement
  • Balance Sheet
  • Statement of Cash Flows
Most popular
Tier 2 of 3
Standard
Multiple accounts or revenue streams, job-costing or WIP awareness needed — common for trades and contractors.
$750 / month
Everything in Essential, plus:
Reconciliation
  • Up to 200 transactions/mo
  • Multiple bank & credit card accounts
  • Merchant account reconciliation (Stripe, Square, etc.)
Month-end close
  • Accrual & WIP-aware journal entries
  • Sub-ledger tie-out to GL (where AP/AR active)
Reporting
  • Comparative statements — month-over-month & year-over-year
  • Variances flagged for owner review
Tier 3 of 3
Advanced
Multi-entity, multi-location, or high transaction volume requiring full accrual-basis close.
$1,150 / month
Everything in Standard, plus:
Reconciliation
  • Unlimited transactions
  • Multiple entities, locations, or classes
  • Ongoing chart of accounts optimization
Month-end close
  • Prepaid expense amortization entries
  • Accrued expense & revenue entries
  • Full balance sheet account reconciliations
  • Signed close sign-off documentation
Reporting & service
  • Budget vs. actual variance analysis (if budget provided)
  • Key metrics & KPI highlights for owner review
  • Multi-entity consolidation
  • Priority turnaround & communication
Add-on services

Built for businesses that need more

Accounts Payable
Stay on top of what you owe — bills managed so nothing slips through.
Light $200/mo
Bill entry, coding & due-date tracking — you approve and pay.
Full $400/mo
Everything in Light, plus we execute bill payments on your behalf.
Accounts Receivable
Get paid faster — invoices, tracking, and follow-up handled.
Light $200/mo
Invoice creation & delivery, aging reports, basic follow-up.
Full $400/mo
Everything in Light, plus active collections & cash application.
Fixed Asset Tracking
Keep your asset register and depreciation schedules current and tax-ready.
Light $200/mo
Asset register maintained, straight-line depreciation entries posted.
Full $400/mo
Everything in Light, plus disposals, multiple methods & tax coordination.
Commitment discounts

Save more with a longer term

Month-to-month
—
Maximum flexibility. 30 days notice to cancel.
3-month
5% off
Monthly total
6-month
10% off
Monthly total
Annual
15% off
Best value. Billed monthly at the reduced rate.
À la carte projects

One-off work, scoped and priced separately

Not every need fits a monthly retainer. These are quoted individually after a scope call, based on the size and condition of your books.

Accounting system setup
New QuickBooks Online or Xero file built from the ground up — chart of accounts, bank feeds, and opening balances configured correctly from day one.
Catch-up & cleanup bookkeeping
Behind on your books or inheriting a messy file? We reconcile, recategorize, and bring everything current so you're ready for tax season or a handoff.
Other one-off projects
Software migrations, historical reclassifications, or a specific financial question that needs a focused dive. Tell us what you need — we'll scope it.
Get in Touch

Let's Talk About Your Books

The best first step is a short discovery call — no obligation, no pressure. We'll talk through where your books are today, what you need, and whether we're a good fit.

Reach out by phone or email and I'll get back to you within one business day.

Location
Tewksbury, MA & surrounding areas